International Journal For Multidisciplinary Research

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An Investigation of Financial Inclusion in Ranchi: Challenges and Opportunities in Ranchi City

Author(s) Nitesh Kumar
Country India
Abstract This study provides an inclusive examination of the intricacies of financial inclusion in Ranchi, India, shedding light on the challenges and opportunities within the local financial landscape. Through a comprehensive survey involving 141 participants, the research uncovers significant obstacles, including but not limited to, limited access to formal financial institutions and cultural barriers hindering the adoption of modern financial services. These challenges are juxtaposed with encouraging prospects, such as the increasing acceptance and utilization of digital payment solutions, as well as the emergence of collaborative initiatives between financial entities and non-governmental organizations. The findings underscore the critical need for tailored policy interventions focusing on multiple key areas. Firstly, there is a pressing need for enhancing financial literacy among the local population to promote a better understanding of financial products and services. Moreover, the study emphasizes the significance of forging strategic partnerships between various stakeholders, including governmental bodies, financial institutions, and non-governmental organizations, to promote a more inclusive and sustainable financial ecosystem in Ranchi. By addressing the identified challenges and capitalizing on the opportunities within the local financial landscape, the study advocates for the creation of a more accessible, equitable, and sustainable financial system that can support the region's overall development and growth.
Keywords Financial Inclusion, Ranchi, Challenges, Opportunities.
Field Mathematics > Economy / Commerce
Published In Volume 6, Issue 2, March-April 2024
Published On 2024-03-20
Cite This An Investigation of Financial Inclusion in Ranchi: Challenges and Opportunities in Ranchi City - Nitesh Kumar - IJFMR Volume 6, Issue 2, March-April 2024. DOI 10.36948/ijfmr.2024.v06i02.15098
DOI https://doi.org/10.36948/ijfmr.2024.v06i02.15098
Short DOI https://doi.org/gtnkcg
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