International Journal For Multidisciplinary Research

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The Crucial Role of Commercial Banks in Financial Inclusion and Entrepreneurial Development

Author(s) Anand Kumar, Rahul kumar, Prof. Anwar Khurshid Khan
Country india
Abstract This paper explores the crucial role of commercial banks in promoting financial inclusion and entrepreneurial development, with a focus on the Indian economic landscape. It begins by defining financial inclusion and highlighting the importance of ensuring access to financial services for marginalized groups. The study outlines the research objectives, including assessing the current landscape of financial inclusion, analyzing banking practices, and proposing strategies for improvement. A review of the literature synthesizes recent scholarly research on the role of commercial banks in driving financial inclusion and supporting entrepreneurship. The paper then examines the phased evolution of financial inclusion in India, highlighting the initiatives and practices of commercial banks aimed at expanding access to finance. It discusses challenges such as last-mile connectivity and the digital divide, as well as opportunities presented by fintech solutions and partnerships. The conclusion emphasizes the importance of embracing innovation, strengthening partnerships, prioritizing financial literacy, advocating for policy reforms, and monitoring impact to advance financial inclusion and entrepreneurial development. Suggestions for stakeholders to collaborate in achieving these objectives are provided. Overall, the study underscores the transformative potential of commercial banks in fostering inclusive growth and economic empowerment in India and beyond.
Keywords Financial Inclusion, Commercial Banks, Entrepreneurial Development, Financial Literacy, Socio-economic Equality
Field Mathematics > Economy / Commerce
Published In Volume 6, Issue 2, March-April 2024
Published On 2024-04-13
Cite This The Crucial Role of Commercial Banks in Financial Inclusion and Entrepreneurial Development - Anand Kumar, Rahul kumar, Prof. Anwar Khurshid Khan - IJFMR Volume 6, Issue 2, March-April 2024. DOI 10.36948/ijfmr.2024.v06i02.17146
DOI https://doi.org/10.36948/ijfmr.2024.v06i02.17146
Short DOI https://doi.org/gtqxrz
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