Impact of Digital Wallets and UPI Payments on Youths at Mysore City

Kamsala Pooja; Dr Amulya .M

doi:10.36948/ijfmr.2024.v06i02.17883

Impact of Digital Wallets and UPI Payments on Youths at Mysore City

Author(s)	Kamsala Pooja, Dr Amulya .M
Country	India
Abstract	Our pockets have been supplanted with Smartphone’s instead of money. You no longer need to fret if you forget your purse or wallet because you have a digital wallet that allows you to access your bank account in a way that is more secure and safe than using actual cash. The best method to conduct financial transactions gracefully and improve the quality of services for digital users is to use financial technology. The purpose of the research is to comprehend how young people in Mysore City perceive using digital payments. Since most young people and college-bound students are still reliant on their parents, it is common to see them with very little pocket money. As a result, they frequently have little understanding of money matters and are unable to save or budget efficiently in their day to day life Additionally, when they want to spend cash, they typically use digital payment methods like PhonePe, Google Pay, Paytm and BHIM. Hence this research aims to analyze the driving forces behind choosing UPI over other payment methods and to investigate how safe and secure people feel when using UPI and digital wallets. The simplicity of use is one of the primary advantages of digital payments and UPI for young people. These payment options can be easily accessed through smart phone’s and do not require users to have a bank account or credit card. These payment options can be easily accessed through a smartphone or other internet-connected device and do not require users to have a bank account or credit card. They are now especially helpful for young people who might not have the required paperwork to start one due to this. So this study helps to understand the Impact of Digital payments on Youth’s and they by attain measurable information across platforms currently being used in this modern era.
Keywords	Fintech, Digital payments, UPI, Future growth, Digital Wallets, Mobile applications, Youth Perception
Published In	Volume 6, Issue 2, March-April 2024
Published On	2024-04-20
Cite This	Impact of Digital Wallets and UPI Payments on Youths at Mysore City - Kamsala Pooja, Dr Amulya .M - IJFMR Volume 6, Issue 2, March-April 2024. DOI 10.36948/ijfmr.2024.v06i02.17883
DOI	https://doi.org/10.36948/ijfmr.2024.v06i02.17883
Short DOI	https://doi.org/gtrstv

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Impact of Digital Wallets and UPI Payments on Youths at Mysore City

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