International Journal For Multidisciplinary Research

E-ISSN: 2582-2160     Impact Factor: 9.24

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

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AI Payment Gateways: The Silent Guards of Your Transactions

Author(s) Puneet Sharma
Country United States
Abstract In the bustling ecosystem of digital payments, where trillions of dollars traverse virtual highways, security and efficiency stand as paramount pillars. AI-powered payment gateways have emerged as unyielding sentinels, silently orchestrating seamless transactions while vigilantly combating fraud and minimizing
disruptions. Unlike traditional rule-based systems, these AI-driven solutions leverage adaptive algorithms, predictive analytics, and deep learning to decode complex behavioral patterns, ensuring that every transaction is both secure and fluid. This paper explores the transformative role of AI in payment gateways, focusing on areas such as anomaly detection, real-time decision-making, risk management, and user personalization. It delves into the intricacies of federated learning, adversarial resilience, and the burgeoning field of explainable AI (XAI),
offering insights into how these technologies redefine trust in digital commerce. As e-commerce and fintech expand, AI payment gateways stand as indispensable architects of a secure and inclusive financial future.
Keywords AI Payment Gateways, Digital Transactions, Fraud Detection, Predictive Analytics, RealTime Risk Assessment, Federated Learning, Explainable AI, Behavioral Biometrics, Fintech Security, Adaptive Algorithms
Field Engineering
Published In Volume 5, Issue 3, May-June 2023
Published On 2023-05-03
DOI https://doi.org/10.36948/ijfmr.2023.v05i03.23370
Short DOI https://doi.org/g82h32

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