Financial Literacy among Unorganised Workers - A Bird’s View

Author(s)	Dr. Raghunandan G, Mr. Somashekhar T H, Dr. Heena tabasum
Country	India
Abstract	Financial literacy refers to the skill, knowledge, capabilities, awareness, behaviour and attitude to achieve the financial well-being of an individual by making sound and viable financial decisions. It refers to the capability to manage financial substances competently and make suitable decisions about investing, planning, budgeting, managing, and controlling. It is the ability of understanding and apply financial management aids to accomplish financial stability concerning investing, management of debt, and allocation of income towards several goals instead of unjust expenses and making an individual self-sufficient. The purpose of this paper is to examine the perception of workers towards financial literacy components and to analyze the impact of financial literacy on financial decision-making.
Keywords	financial literacy, unorganized workforce, etc.
Published In	Volume 6, Issue 5, September-October 2024
Published On	2024-09-22
DOI	https://doi.org/10.36948/ijfmr.2024.v06i05.27816

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