International Journal For Multidisciplinary Research

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Study the Financial Institutions Role in Strengthen Women’s Self-Help Group

Author(s) Ishwar Munda, Anupam Kumar Tiwari, Kamal Kumar Sen, Prashant Kumar Sharma
Country India
Abstract Self-help groups are small, volunteer groups of low-income individuals, ideally from similar socioeconomic backgrounds. Rural women come together to solve common problems like employment, livelihood, socio-economic challenges etc. The primary goal of the self-help groups is to encourage modest savings among its members. Self-help groups actively contribute to the development and empowerment of rural women. This research aims to determine the role of loans and different financial institutions and examine loan repayment abilities as a key factor in women SHG’s performance. showed that out of 30 respondents, 43.3 per cent fall into the old age group recognized by those above 50 years of age. 33.3 per cent of the respondents completed at least a middle level of schooling, and a minimum of 10.0 per cent was achieved to obtain higher study. 40.0 per cent of respondents have up to 1.0 ha. agricultural land recognized as marginal farmers. The t-test of the analysis reveals that the p-value on one-tailed significance at the 90% confidence level is 0.144. Since the p<0.05, this hypothesis is accepted. Hence obtained result concludes that different loan-providing institutions played significant roles in borrowing loans and engaged in various production activities. Likewise, loan repayment by the SHGs was examined. The t-test result showed that the p-value of one-tailed significance at the 90% confidence level is 0.189. Since the p<0.05, the hypothesis has been accepted.
Keywords Self Help Group, Women Empowerment, Financial Institution, DAY-NRLM, Livelihood
Published In Volume 7, Issue 1, January-February 2025
Published On 2025-02-25
DOI https://doi.org/10.36948/ijfmr.2025.v07i01.37628
Short DOI https://doi.org/g86w9j
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