International Journal For Multidisciplinary Research

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Systematic Literature Review on Social Insurance for Supporting Coal Mine Workers A Welfare Programs in Coal Dependent Regions of Jharkhand, India

Author(s) Puja Kumari, Dr Harmeet Kaur
Country India
Abstract Coal has been the backbone of Jharkhand’s economy and has employed thousands of workers.
But coal mine workers face severe occupational hazards, financial insecurity and limited access
to social welfare programs. This study conducts a systematic review (2010-2024) to assess the
effectiveness of social insurance schemes for coal miners in Jharkhand. Using the Preferred
Reporting item for the Systematic Review and Meta-Analysis (PRISMA) framework, 30
studies were analysed to evaluate coverage, implementation challenges and gaps in key policies
including Employee State Insurance (ESI), Coal Mines Provident Fund (CMPF) and
government sponsored pension schemes.
The results show several problems, including poor health care, slow compensation, and the
omission of contractual and informal workers from important welfare programs. However, the
corporate social responsibility initiatives by Coal India Limited and other entities to provide
extra support are inconsistent and thus not very effective in the long run. The review also
reveals the urgent need for policy changes to increase financial security, extend insurance
coverage to informal workers, improve the availability of healthcare and compensation
systems.
This research helps to expand the more general discussion about labour welfare in coal-reliant
regions, therefore asking for a more comprehensive and long-term social insurance policy. As
Jharkhand transitions to a more diversified economic environment, reinforcing these welfare
programs is essential for guaranteeing coal miners and their families a dignified and stable
living.
Keywords Policy reform, social insurance, coal mines, Jharkhand, welfare initiatives, occupational health, systematic review.
Field Sociology > Administration / Law / Management
Published In Volume 7, Issue 1, January-February 2025
Published On 2025-02-26
DOI https://doi.org/10.36948/ijfmr.2025.v07i01.37759
Short DOI https://doi.org/g86w7v
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