A Study on Preference Towards Safe Investment Avenues in India

Author(s)	Ms. Parisha Patel, Dr. Pritha Sen
Country	India
Abstract	Investors mainly want greater returns from riskier expenses. When we create a reduced risk contribution, the return is too mainly reduced. Investors, specifically pupils, are frequently considered to select the financing plan and expand their case. Diversification has the mathematical effect of lowering overall risk. Investors look into various factors before investing their money namely the lock in period, minimum amount required to invest, return on investment, risk associated, any tax benefit available, etc. Many investors who are low risk takers with low-risk appetite or salaried or retired persons, prefer safe investments where they get safety of principle and also tax benefits. There are various safe investment options in India namely Fixed Deposits, Recurring Deposits, Public Provident Funds, Atal Pension Yojana, Senior Citizen Saving Scheme, etc.
Keywords	Diversification, lock-in-period, return on investment, risk associated.
Field	Mathematics > Economy / Commerce
Published In	Volume 7, Issue 3, May-June 2025
Published On	2025-05-16
DOI	https://doi.org/10.36948/ijfmr.2025.v07i03.44187
Short DOI	https://doi.org/g9kfmz

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