Managing Credit Risk in Indian Commercial Banks

Author(s)	Mr. Nikhil Sharma
Country	India
Abstract	Credit risk refers to the possibility that a borrower will fail to meet their obligations in accordance with agreed terms. In Indian commercial banks, managing credit risk is crucial due to the high volume of lending, especially in sectors like agriculture, infrastructure, and small businesses.
Keywords	Commercial Banks, credit risk, return on assets, statistical techniques, regression model
Published In	Volume 7, Issue 4, July-August 2025
Published On	2025-07-30
DOI	https://doi.org/10.36948/ijfmr.2025.v07i04.44207

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