DOES FINANCIAL LITERACY EFFECT RETIREMENT PLANS? A SYSTEMATIC LITERATURE REVIEW

Author(s)	Ms. Rashmi Sharma, Rajendra K. Khatik
Country	India
Abstract	Objective: The aim of this study is to synthesize and draw a systematic plan of financial literacy and retirement planning research. Methodology: The authors conducted a search on the databases and shortlisted and extracted 453 articles for further analysis. PRISMA approach was used to clear out the articles that were not relevant for this study. Findings: This study has shown a huge scope of research in the area of financial literacy where new tools like AI and hybrid approach can be used. Though this theme is well established and explored in some countries but still there are places where it still can be used for future research. Theories and models were used in the articles but mostly researchers focused on one or two main models.
Keywords	Financial Literacy, Retirement Planning, Systematic Analysis, Risk Tolerance, Financial Knowledge
Published In	Volume 7, Issue 3, May-June 2025
Published On	2025-05-17
DOI	https://doi.org/10.36948/ijfmr.2025.v07i03.45078
Short DOI	https://doi.org/g9kfw5

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