International Journal For Multidisciplinary Research

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A Study on Microfinance and Rural Development with the Initiative of Nationalized Bank Specially SBI in Assam

Author(s) Dilip Chandra Das
Country India
Abstract Variety of micro finance organizations in government as well as non-government sectors exists in India. Leading national financial institutions like, the National Bank for Agriculture and Rural Development (NABARD) the Small Industries Development Bank of India (SIDBI) and the RashtriyaMahila Kosh (RMK) have played a significant role in making micro credit a real movement in India.Most of the organizations tend to operate within a limited geographical area. There are a few exceptions like Professional Assistance for Development Action (PRADAN), International Centre for Entrepreneurship and Career Development (ICECD), Mysore Resettlement and Development Agency (MYRADA), Self Employed Women’s Association (SEWA), which have been successful in replicating their experiences in other parts of the country and act as resource organizations. Also, many organizations have been involved with SHGs is not only providing credit, but for other purposes like watershed, agriculture also. One of the most common practices and approaches is providing credit through self-Help Groups. The approach is to make SHGs the main focal point to channelize all credit to members. Almost, all national funding organizations (NABARD, RMK) as well as other Government organization advocate forming of Self-Help Groups and providing or linking with credit.
Keywords Nabard, Sidbi, RMK, Pradan, ICECD, MYRADA.
Field Arts
Published In Volume 5, Issue 4, July-August 2023
Published On 2023-07-20
Cite This A Study on Microfinance and Rural Development with the Initiative of Nationalized Bank Specially SBI in Assam - Dilip Chandra Das - IJFMR Volume 5, Issue 4, July-August 2023. DOI 10.36948/ijfmr.2023.v05i04.4544
DOI https://doi.org/10.36948/ijfmr.2023.v05i04.4544
Short DOI https://doi.org/gshm68
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