International Journal For Multidisciplinary Research

E-ISSN: 2582-2160     Impact Factor: 9.24

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 7, Issue 4 (July-August 2025) Submit your research before last 3 days of August to publish your research paper in the issue of July-August.

An Analysis on Venutre Capital Investment Trends in the Indian Fintech Sector

Author(s) Ms. SHIVANI GOWSHI R, Mr. AJAJ FREDRIK C, Mr. KAVINKUMAR P, Mr. RAMESH S
Country India
Abstract This research analyses current venture capital (VC) funding trends throughout the Indian fintech industry using Bangalore City as its primary examination point. The bank’s fintech focus performs three analysis objectives which entail examining venture-stage funding ecosystem drivers alongside researching venture capitalists' behaviour as well as assessing Bangalore's local environment in fintech investment competition. This paper incorporates qualitative research with quantitative methods. Existent research reports alongside financial records and governmental documentation show patterns of funding distributions and exit methods and sector interest areas. The researchers created primary data through questionnaires and interviews with Venture Capital researchers and industry practitioners to determine their investment decision making processes. This research examines the five leading sub-sectors of the fintech sector in Bangalore which include digital payments, online lending, insurtech, regtech and wealthtech. The evaluation process determines the VCs viewpoints regarding innovation alongside their assessments of growth prospects and financial compliance requirements. The analysis explores three significant problems that constitute risks for ventures such as regulatory ambiguity alongside market competition intensity and business model sustainability demands. The research investigates the ranking of Bangalore relative to other fintech centers across India.
Keywords Venture Capital, Fintech, Investment Trends, Start-ups, Funding, India.
Published In Volume 7, Issue 4, July-August 2025
Published On 2025-07-06
DOI https://doi.org/10.36948/ijfmr.2025.v07i04.45508
Short DOI https://doi.org/g9s89q

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