International Journal For Multidisciplinary Research

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Women – led Banking: A Case Study on an all Women Bank in North East India

Author(s) Ms. Ipshita Kashyap, Dr. Pranjal Pratim Dutta
Country India
Abstract One cannot talk about financial sector without talking about the banking sector of a country. The banking sector is a major unit of the financial sector which in turn greatly affects the economy of a country. The banks are also classified into various categories. However this paper is focused upon a co-operative bank. The Bank here includes Konoklota Mahila Urban Cooperative Bank Limited (KMUC Bank Ltd.) Jorhat, Assam, India. The KMUC Bank Ltd. is a Bank by the Women to the Women. Also till date this Bank is the only all women’s Bank in north east India. Hence this study can be considered a pioneering one. A poor yet an economically active women, Lakhimi Baruah thought of establishing a bank exclusively meant for women back in February, 1990 . She has many struggles and awards her way in setting up this all women Bank- A Bank by the women, for the women. This paper analyses the financial statement of the Bank and also throws an insight into the Founder and Director of the Bank – Lakhimi Baruah. Under this study all the branches of the Bank are included. After analyzing the financial statement of the bank over the years the study concludes that the Bank has miles to go.
Keywords Lakhimi Baruah, Entrepreneurship, Ratio Analysis, Co-operative Bank
Field Sociology > Banking / Finance
Published In Volume 7, Issue 3, May-June 2025
Published On 2025-05-26
DOI https://doi.org/10.36948/ijfmr.2025.v07i03.46040
Short DOI https://doi.org/g9mn6j
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