International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

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Volume 7 Issue 3
May-June 2025

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SECURING DIGITAL TRANSACTIONS: UNPACKING TRUST IN INDIAN DIGITAL PAYMENT SYSTEMS

Author(s) Mr. KOWLU THAYEE REDDY
Country India
Abstract ABSTRACT
Cash holds the Crown, but digital payment methods have quickly taken over the outlook. India has now been a leader in this shift. Humans naturally desire convenience and accessibility, making it challenging to maintain adequate cash. Digital payments lead to efficient and sustainable cash flow with efficiency and effortlessness amongst the generating population precisely post-pandemic. The electronic transfer of value, such as money, between accounts, is what digital payments are all about. These intangible transactions do not involve cash, credit cards, or cherubs. Digital payment methods, on the other hand, make use of processing mechanisms on devices such as mobile phones and PCs, easier and flexible whereas the banking sector plays a pivotal role in offering these above-mentioned instruments during the pandemic situations with clarity and security. In recent decades, there has been a discernible shift towards advancing technology. This movement underscores the increasing significance of digital methods, compelling numerous businesses to embrace digital payment systems, provide safe and secured payments between the two parties, and lower risk, accessibility, and straightforward efficiency of ecash. The particular research paper showcases that the paradigm of payments has shifted significantly, with an emphasis on customer convenience, seamless cash flow, and rapid services as pivotal factors. This ensures ease of use and choice, contributing to the holistic success of digital payment systems for individuals and economies alike.
Keywords Keywords: E-Commerce, Digital Payments, Internet, Cybercrimes, RTGS, Coved
Field Sociology > Banking / Finance
Published In Volume 7, Issue 3, May-June 2025
Published On 2025-05-30
DOI https://doi.org/10.36948/ijfmr.2025.v07i03.46451
Short DOI https://doi.org/g9mts6
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