Enhancing the Integration of Financial Literacy in the Accountancy, Business, and Management Curriculum

Eva Madrid Bo

doi:10.36948/ijfmr.2025.v07i03.47749

Enhancing the Integration of Financial Literacy in the Accountancy, Business, and Management Curriculum

Author(s)	Ms. Eva Madrid Bo
Country	Philippines
Abstract	Financial literacy is a critical skill in today’s complex economic environment, particularly for senior high school students in the Accountancy, Business, and Management (ABM) strand. Despite being prepared for roles in finance and business, many students demonstrate limited financial knowledge and skills, which may hinder their ability to make informed financial decisions. This mixed method study aimed to assess and enhance the effectiveness of financial literacy integration among six administrators, 12 ABM teachers, and 160 ABM students in the first district of Albay Division through a structured questionnaire and interview guide questions. By evaluating the respondents' financial knowledge, skills, and attitudes, the study found that administrators, the teachers and the students revealed the need for deeper content, better resources, and more real-world application to truly prepare learners for today’s financial challenges. Existing gaps included a clear demand from students for a more responsive, practical, and future-ready financial curriculum while the teachers revealed substantial improvements necessary for the curriculum to meet the evolving needs of both students and the curriculum it provides. The study also revealed a strong preference among educators for instructional activities that promote experiential and practical learning in financial literacy. The study recommends that the ABM curriculum should include more localized, real-life financial scenarios and embed financial literacy, digital tool integration, and assessment strategies to enhance teaching and curriculum delivery. It also suggests implementing continuous professional development programs and providing targeted workshops and capacity-building sessions for teachers and students focused on digital financial tools (e-wallets, online banking), investment options, fraud prevention, and tax compliance.
Keywords	financial literacy, ABM curriculum, lesson exemplars
Field	Business Administration
Published In	Volume 7, Issue 3, May-June 2025
Published On	2025-06-10
DOI	https://doi.org/10.36948/ijfmr.2025.v07i03.47749
Short DOI	https://doi.org/g9pz4p

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Enhancing the Integration of Financial Literacy in the Accountancy, Business, and Management Curriculum

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