The Past, Present And The Prospective Future Of Digital Banking – Myth And Realty.

Author(s)	Dr. Maheshwari P
Country	India
Abstract	Digital banking was the need of the hour during pandemic period. The global COVID – 19 health crisis and the government actions such as lockdowns restricting economic activities increased the need for contactless financial products and services, accelerating the shift to digital finance in many economies. India’s situation was not any different. The present study focuses on the past of digital banking (looking back into the evolution of digital banking), present (usage of digital banking during pandemic period) and the future of digital banking (data collected through primary source). Long queues near ATMs and unfortunately some people lost their lives standing in the queues for their turn. Those were the days when people initially rejected the concept of digital transactions.
Keywords	Digital Banking, Physical Banking, Mobile Banking.
Field	Sociology > Banking / Finance
Published In	Volume 7, Issue 3, May-June 2025
Published On	2025-06-30
DOI	https://doi.org/10.36948/ijfmr.2025.v07i03.49960
Short DOI	https://doi.org/g9r8cm

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