International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

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Volume 7 Issue 4
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A Study on the Impact of Micro Finance on Rural Development in Chikkaballapur District

Author(s) Dr.NAGARAJU R C R C
Country India
Abstract Microfinance, also referred to as microcredit, is a banking service for people with low incomes or those without jobs who have no other means of accessing financial services. They lack the money required to operate a business and are excluded from traditional financial sources. According to this perspective, microfinance is beneficial to the impoverished, particularly in rural regions. With the financial support of the microfinance sector, rural women across the country have made significant strides.. This research attempts to ascertain whether microfinance has been beneficial to the residents of Ramachandrapura, Chikkaballapura, and whether it has actually assisted the rural poor.It also looks at the changes in the poor's standard of living since they started using microfinance. Data is collected from a sample size of 155 using a survey approach and a structured questionnaire. Descriptive analysis, correlation, and the chisquare test are used to examine the data. It is found that respondents' financial holdings have grown in tandem with their living standards following their involvement in microfinance.The respondents claimed that microfinance stimulated economic growth, and it was ultimately concluded that microfinance is essential for rural development.
Keywords Financial Holdings, Micro finance, Under privileged, Rural Development
Field Business Administration
Published In Volume 7, Issue 4, July-August 2025
Published On 2025-07-23
DOI https://doi.org/10.36948/ijfmr.2025.v07i04.51824
Short DOI https://doi.org/g9t2gf
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