International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 7, Issue 4 (July-August 2025) Submit your research before last 3 days of August to publish your research paper in the issue of July-August.
Submit Research Paper Join as a Reviewer

Plagiarism is checked by the leading plagiarism checker TurnItIn

Call for Paper

Volume 7 Issue 4
July-August 2025

Submit your research paper

Indexing Partners
Academia Advanced Sciences Index Bielefeld Academic Search Engine CiteSeer DRJI Google Scholar Independent Search Engine & Directory Network ISI (International Scientific Indexing) Issuu Mendeley Research Networks
RefSeek ResearcherId - Thomson Reuters ResearchGate Scirus Scribd Semantic Scholar UTeM - Universiti Teknikal Malaysia Melaka Wiki for Call for Papers WorldCat Zenodo

Unveiling the Future of Finance: A Study on Emerging Trends in Fintech Startups in India

Author(s) Mr. MAHESH V R, Dr. GIRISH KUMAR H V
Country India
Abstract The fintech industry has surged due to technological advancements, robust digital infrastructure, and a supportive regulatory environment in India. The rise of digital financial services, including credit cards and cryptocurrencies, has accelerated this transformation, catering to an underserved population. This paper primarily focuses on the emerging trends in the fintech startups driven by technological advancements, changing consumer demands, and innovative business models. Secondly, this paper attempted to evaluate the role of government policies and initiatives taken by the regulatory bodies (RBI, SEBI, etc.) in nurturing India's fintech ecosystem. Lastly, the paper highlights the opportunities and challenges faced by fintech startups in India due to shift in the digital transformation. This research is a descriptive study, the study was conducted by utilizing reliable secondary data sources. Key trends identified include the rise of digital payments, the proliferation of neobanks, the rise of artificial intelligence (AI), the integration of blockchain technology, and increased P2P lending. The findings highlight the dynamic nature of the sector and its critical role in fostering financial inclusion and innovation in India.
Keywords Keywords: Digital Transformation, Fintech Ecosystem, FinTech Startups, Regulatory Frameworks.
Published In Volume 7, Issue 4, July-August 2025
Published On 2025-07-24
DOI https://doi.org/10.36948/ijfmr.2025.v07i04.51918
Short DOI https://doi.org/g9vpjg
View / Download PDF File

Share this



E-ISSN 2582-2160
CrossRef

CrossRef DOI is assigned to each research paper published in our journal.

IJFMR DOI prefix is
10.36948/ijfmr

Downloads
Research Paper Format Copyright Permission Form and Undertaking Form Cover Page Vol 7 Isu 4Cover Page Vol 7 Isu 3Cover Page Vol 7 Isu 2

All research papers published on this website are licensed under Creative Commons Attribution-ShareAlike 4.0 International License, and all rights belong to their respective authors/researchers.

CC-BY-SA Open Access

About IJFMR
Fees & Payment
Current Issue
Publication Archive 		Submit Research Paper
Track Submission Status
Publication Guidelines
Publication Ethics
Peer Review & Plagiarism 		Join as a Reviewer
Editors & Reviewers
Reviewer Referral Program
Get Reviewer Membership Certi. 		Website/Journal Policies
Usage Policy
Content Policies
Privacy Policy
Contact Us +91-9687-828-838 editor@ijfmr.com