The Impact of Blockchain Technology on Financial Markets: Opportunities and Challenges

Author(s)	Dr. Tapen Gupta, Mukta Arora
Country	India
Abstract	Blockchain technology has emerged as one of the most transformative innovations in recent decades, especially within the financial sector. Its decentralized, transparent, and secure framework offers significant potential to reshape financial markets. This paper explores the multifaceted impact of blockchain on global financial markets, examining both opportunities such as enhanced transparency, efficiency, and disintermediation and challenges including regulatory uncertainty, scalability, and integration complexities. Through a comprehensive literature review and qualitative analysis, this study highlights the disruptive power of blockchain, its implications for key market actors, and potential pathways for smoother adoption. Findings suggest that while blockchain promises considerable benefits for financial markets, its adoption must be accompanied by robust governance frameworks, technological innovation, and stakeholder collaboration
Keywords	Blockchain, Financial Markets, FinTech, Decentralization, Regulation, Cryptocurrencies, Smart Contracts and Distributed Ledger Technology (DLT)
Field	Engineering
Published In	Volume 7, Issue 4, July-August 2025
Published On	2025-07-26
DOI	https://doi.org/10.36948/ijfmr.2025.v07i04.52242
Short DOI	https://doi.org/g9vprq

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International Journal For Multidisciplinary Research