International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

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Volume 7 Issue 4
July-August 2025

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Comparative Study on Saving and Investment Patterns of College Teachers in Madurai District

Author(s) Mr. A Palpandian, Dr. S Shanthi Merlin, Dr. J Daniel
Country India
Abstract Savings and investment decisions play a vital role in ensuring financial security and wealth creation, particularly for salaried individuals like college teachers who possess stable income but limited avenues for rapid wealth growth. This study aims to analyze and compare the savings and investment patterns of teachers working in Arts and Science colleges across Madurai districts of Tamil Nadu. The research focuses on understanding their preferred investment avenues, level of financial literacy, risk tolerance, factors influencing investment decisions, and differences in behaviour arising from demographic variables such as age, gender, income, and type of institution (government or private).
A descriptive and comparative research design will be adopted, using primary data collected through structured questionnaires from a representative sample of teachers in both districts. The data will be analyzed using percentage analysis, chi-square tests, and independent sample t-tests to identify significant differences between the two groups. The findings are expected to highlight district-wise variations in saving habits, investment preferences (bank deposits, insurance, mutual funds, gold, real estate, etc.), and their awareness of modern investment options.
Keywords Investment, Savings, Investment preferences, Investment perceptions
Field Arts
Published In Volume 7, Issue 4, July-August 2025
Published On 2025-07-30
DOI https://doi.org/10.36948/ijfmr.2025.v07i04.52360
Short DOI https://doi.org/g9vpn5
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E-ISSN 2582-2160
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