International Journal For Multidisciplinary Research

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A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 7, Issue 4 (July-August 2025) Submit your research before last 3 days of August to publish your research paper in the issue of July-August.

“An Integrated Analysis of Characteristics-Based Performance of UTI-Equity Mutual Fund: In an Indian Context”

Author(s) Prof. Dr. Sonali Bhujbal
Country India
Abstract The mutual fund sector in India has seen substantial growth, providing a diverse array of investment options to a broad spectrum of investors. The Unit Trust of India (UTI), founded in 1964 with backing from the Reserve Bank of India and the Indian government, is one of the industry pioneers. The purpose of this study is to examine the performance of the UTI equities Fund-Direct Growth plan, which is designed for investors who are prepared to take on moderate to high risk in the hopes of achieving higher returns through equities investment. Using secondary data gathered from reliable sources including the RBI bulletins, Moneycontrol, and the UTI Mutual Fund website, the study takes an exploratory approach. The fund's stability, volatility, risk-adjusted returns, and investing strategy were evaluated using performance metrics such as standard deviation, beta, Sharpe ratio, and portfolio turnover ratio. Furthermore, the fund's return trends and sectors allocation were examined and contrasted with benchmark indices such as the Nifty 500. The results show that throughout a range of time periods, the UTI Equity Fund – Direct Growth continuously beat both its benchmark and category norms. A well-managed equities portfolio with strategic allocation across large-cap and mid-cap sectors was exhibited by the fund, which has a CRISIL rating of five stars and a return of 126.76% since its launch. The risk parameters showed a tolerable standard deviation (17.24%) and a smaller beta (0.87), indicating comparatively stable results for an equity fund. According to the study's findings, investors with a moderate tolerance for risk who are looking to increase their capital can consider the UTI Equity Fund-Direct Growth. It urges investors to think about actively managed equity schemes for long-term wealth accumulation and emphasizes the value of characteristic-based analysis in assessing mutual fund performance.
Keywords AMC, Mutual Fund, portfolio, Equity Funds.
Field Sociology > Administration / Law / Management
Published In Volume 7, Issue 4, July-August 2025
Published On 2025-08-03
DOI https://doi.org/10.36948/ijfmr.2025.v07i04.52762
Short DOI https://doi.org/g9vznd

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