International Journal For Multidisciplinary Research

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A study on impact of MicroFinance on Micro, Small, and Medium Scale Entrepreneurs with respect to Dharwad District.

Author(s) Dr. Mangala A Yaragatti, Dr. Anilkumar Yaragatti, Dr. Vishwanath Koravi, Ms. Parvati Madhiwalar
Country India
Abstract Micro finance playing a vital role in empowering micro, small and medium entreprises in India. This paper aims to study the impact of microfinance institutions on the growth and performance of Micro, Small, and Medium Enterprises (MSMEs) in Hubli-Dharwad ,Karnataka India. The objective is to understand the role of MFIs in promoting the growth and development of MSMEs in this specific context to examine the capacity of Micro-finance in enhancing their services to Micro small and medium Enterprises in selected location of Hubli-Dharwad Karnataka state in India and to assess the level of performance of Micro small and medium Enterprises using Micro-finance loan and credit services. A well-structured 100 questionnaires were administered to SMEs owners in the collection of pertinent data for analysis in this study. However, simple random selection procedures were used to choose the SMEs, which comprised the size of the research sample. In the analysis and interpretation of data, descriptive statistics incorporating basic graphical charts and tables were strategically used. The data revealed that a substantial number of SMEs economically empowered from MFI loans, the validity of the data checked by using Student”s t- test. Surprisingly, the majority of SMEs acknowledge that MFI loans have helped them advance their market share, economic competitive advantage and achieve market excellence.
Keywords Micro finance institution, Small and Medium scale enterprise ,Economic Empowerment.
Field Business Administration
Published In Volume 7, Issue 4, July-August 2025
Published On 2025-08-07
DOI https://doi.org/10.36948/ijfmr.2025.v07i04.53023
Short DOI https://doi.org/g9wjf9
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