International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

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Customer Elation From Satisfaction; A New Perspective Of Customer Experience From The Banking Sector

Author(s) K. Priyanka, Dr. G Karthik
Country India
Abstract Customer satisfaction is very important goal for organizations with sustainable competitive advantage, mainly in service-oriented sector like banking. However, in experience driven economy mere satisfaction is not a sufficient factor. The concept of customer elation states that an intense emotional state that exceeds delight has emerged as yard scale in increasing the customer experience. This paper is prepared to show the transformative journey from satisfaction to elation and introduces a new framework for evaluating customer experience in banking sector.
The concept of customer elation explains in detail about broader theoretical continuum of customer delight and satisfaction, by suggesting the elation as a higher- order emotional response that led to stronger behavioural outcomes, including enhanced loyalty, emotional attachment, and brand advocacy. The satisfaction represents the fulfilment of expectations and delight as please surprise or positive disconfirmation. The elation is conceptualised as euphoric, emotionally charged where customer feel more valued, recognized and emotionally connected with brand. This can be cultivated through emotionally resounding experiences, Personalized interactions, and value additions in service delivery.
The dynamics nature of bank sector, mainly in India where public, private, digital banks are aiming for customer loyalty, by understanding and leveraging the drivers of elation which has become essential. The study also aims to identify the importance of customer elation by measuring its impact on key customer outcomes (such as trust, loyalty, and advocacy) by proposing the actionable insights for banks to reframe the customer experience beyond satisfaction.
A mixed- method approach was adopted by collecting quantitative data from stratified sample of 200 customers of public and private sector banks in rural and semi-urban regions. The survey was structured with questions that measured service quality, delight, satisfaction, and elation using the validated multi -item Likert scales. Additionally, the insights were obtained through in-depth interviews with respondents to understand the reason behind the elation-inducing in banking.
Findings shows that elation is a distinct construct, strongly influenced by various factors such as empathetic service, personalised attention, surprise benefits, emotional engagement by bank staff and seamless digital experiences. The customer elation was found to have stronger and more sustained results on loyalty than satisfaction or delight alone. This study also
portrays a differentiated understanding of how bank can move beyond the transaction and satisfaction metrics towards emotionally intelligent service strategies. This would help the banks to connect with customer which results in strong brand equity and relationship.
Keywords Customer elation, customer satisfaction, customer delight, banking sector, emotional engagement, customer experience, brand advocacy, service quality, emotional intelligence, Indian banks.
Field Arts
Published In Volume 7, Issue 4, July-August 2025
Published On 2025-08-28
DOI https://doi.org/10.36948/ijfmr.2025.v07i04.54594
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