International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 8, Issue 3 (May-June 2026) Submit your research before last 3 days of June to publish your research paper in the issue of May-June.
Submit Research Paper Join as a Reviewer

Plagiarism is checked by the leading plagiarism checker TurnItIn

Call for Paper

Volume 8 Issue 3
May-June 2026

Submit your research paper

Indexing Partners
Academia Advanced Sciences Index Bielefeld Academic Search Engine CiteSeer DRJI Google Scholar Independent Search Engine & Directory Network ISI (International Scientific Indexing) Issuu Mendeley Research Networks
RefSeek ResearcherId - Thomson Reuters ResearchGate Scirus Scribd Semantic Scholar UTeM - Universiti Teknikal Malaysia Melaka Wiki for Call for Papers WorldCat Zenodo

Assessing Insurance Mechanisms for Climate Disaster Risk in Kodagu: Focus on Landslides and Floods

Author(s) Mr. Joshy P J, Mr. Rakesh Joseph KV
Country India
Abstract The ecologically delicate Kodagu district, which is part of the Western Ghats, is becoming more and more susceptible to hazards brought on by climate change, like landslides and floods. Agriculture is disrupted by these frequent disasters, harm infrastructure and exacerbate socioeconomic insecurity among land-dependent households, based on incomes, Crop, property, and microinsurance are examples of insurance mechanisms that are their function in Kodagu is still to serve as financial risk-transfer instruments that enhance resilience restricted
as a result of low institutional capacity, poor accessibility, bureaucratic hold-ups, and low awareness. This study looks at insurance as a component of a larger disaster risk management strategy rather than in isolation framework, stressing the value of institutional accountability, community involvement, and improving adaptive resilience through financial inclusion. By evaluating the vulnerabilities of households in conjunction with systemic obstacles, exposing deficiencies in the way national disaster risk reduction plans are integrated and the rigidity of the models in use today. The study promotes inclusive, adaptable, and community-centered insurance strategies that support long-term planning and match financial instruments with disaster readiness adaptability to climatic uncertainties.
Keywords Risk Reduction, Climate Disasters, Financial Inclusion, Insurance Mechanisms.
Published In Volume 7, Issue 4, July-August 2025
Published On 2025-08-30
DOI https://doi.org/10.36948/ijfmr.2025.v07i04.54731
View / Download PDF File

Share this



E-ISSN 2582-2160
CrossRef

CrossRef DOI is assigned to each research paper published in our journal.

IJFMR DOI prefix is
10.36948/ijfmr

Downloads
Research Paper Format Copyright Permission Form and Undertaking Form Cover Page Vol 8 Isu 2Cover Page Vol 8 Isu 1Cover Page Vol 7 Isu 6

All research papers published on this website are licensed under Creative Commons Attribution-ShareAlike 4.0 International License, and all rights belong to their respective authors/researchers.

CC-BY-SA Open Access

About IJFMR
Fees & Payment
Current Issue
Publication Archive 		Submit Research Paper
Track Submission Status
Publication Guidelines
Publication Ethics
Peer Review & Plagiarism 		Join as a Reviewer
Editors & Reviewers
Reviewer Referral Program
Get Reviewer Membership Certi. 		Website/Journal Policies
Usage Policy
Content Policies
Privacy Policy
Contact Us +91-9687-828-838 editor@ijfmr.com
Powered by Sky Research Publication and Journals