International Journal For Multidisciplinary Research

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A Study on Financial Literacy Among the Different Economic Classes in India

Author(s) Megha A Nair, Dr. Geetha K Joshi
Country India
Abstract This paper points to consider the Financial Literacy among the distinctive Economic Classes in India. Each individual’s monetary needs are contrast from other, in spite of the fact that they may live in the same geological range.
Monetary education and instruction are nothing but the understanding the essentials of fund, like individual budgetary administration, subsidizing offices and obtainment of fund and chance related with them.
Level of monetary education can be diverse among diverse pool of individuals, and they have to be prepared appropriately.
Essential challenges for making strides the adequacy of money related literacy endeavors is to guarantee the standardization of the essential messages being passed on to individuals.
This will offer assistance in guaranteeing consistency in the messages coming to the target gathering of people from different sources and making it more centered and deliberate.
Monetary lack of education influences all ages and all financial levels and the need of it may lead to destitute monetary choices that can have negative results on the all- circular well-begin of an person. It can cause numerous individual to gotten to be casualties of savage loaning, subprime contracts, or extortion and tall intrigued rates, coming about in terrible credit or insolvency.
The need of monetary education can lead to expansive sums of obligation. and destitute budgetary choices.
This paper centers on level of budgetary education among distinctive pool of individuals and what measures government can take to make budgetary mindfulness among the citizens of the country.
Keywords -
Field Business Administration
Published In Volume 8, Issue 1, January-February 2026
Published On 2026-01-04
DOI https://doi.org/10.36948/ijfmr.2026.v08i01.56464
Short DOI https://doi.org/hbhshd
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