International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

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The Impact of Digital Technology Adoption on Financial Management Practices in Ghanaian Higher Education Institutions: A Comprehensive Mixed-Methods Analysis

Author(s) Ms. Zenabu Badzoe Kanton
Country Ghana
Abstract This research investigates the influence of digital technological integration on financial management frameworks within Ghanaian universities, emphasizing its ramifications on operational efficiency, transparency, and decision-making processes. Employing a robust mixed-methods approach, the study synthesizes quantitative data derived from structured surveys with qualitative insights obtained through semi-structured interviews. Findings reveal that digital technologies—such as enterprise financial management software, electronic payment systems, and mobile financial services—have catalyzed a paradigm shift towards automated, error-reduced, and more transparent financial operations. The study underscores the transformative potential of digital tools in higher education finance, offering strategic recommendations for policymakers, institutional administrators, and future scholarly inquiry aimed at optimizing digital adoption and addressing implementation challenges.
Keywords - Digital technology adoption - Financial management - Higher education institutions - Ghanaian universities - Operational efficiency - Transparency in finance - Decision-making processes - Electronic payment systems - Enterprise financial software - Mobile financial services - Financial reporting accuracy - Institutional governance - Capacity building - Policy development - Digital infrastructure - Financial inclusion - Strategic recommendations - Implementation challenges - Digital literacy - Automation in finance - Error reduction - Accountability in education - Resource allocation - Budgeting and compliance - Barriers to digital adoption - Staff competency development - Financial transparency standards
Field Business Administration
Published In Volume 7, Issue 5, September-October 2025
Published On 2025-10-12
DOI https://doi.org/10.36948/ijfmr.2025.v07i05.57327
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E-ISSN 2582-2160
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