International Journal For Multidisciplinary Research

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Role of Fintech in Financial Inclusion in India

Author(s) Dr. Nagaraja K
Country India
Abstract Financial Technologies (Fintech) have been playing a crucial role in banking the unbanked population thereby accelerating financial inclusion in India. Aftermath of the 2008 financial crisis, the advent of fintech companies began which has been tremendously impacting on every segment of the Indian economy in general and banking in particular. As such, fintech has emerged as one of the hotspots introducing a variety of technologies to the traditional banking to suit different needs of the masses with a view to reaching out every nook and corner of the country. Meanwhile, a number of initiatives implemented by the government has propelled the process of financial inclusion such as Pradhan Mantri Jan dhan Yojana (PMJDY), Pradhan Mantri Vaya Vandana Yojana (PMVVY), Pradhan Mantri Mudra Yojana (PMMY), etc., which are all being advanced by fintech companies at large. In this way, the present paper sheds a light on the role of fintech in financial and outcomes of the study reveal that fintech has a significant role in spurring financial inclusion through a diverse use of technology such as Unified Payment Interface (UPI).
Keywords Fintech, financial inclusion & UPI
Field Sociology > Economics
Published In Volume 5, Issue 4, July-August 2023
Published On 2023-08-31
Cite This Role of Fintech in Financial Inclusion in India - Dr. Nagaraja K - IJFMR Volume 5, Issue 4, July-August 2023. DOI 10.36948/ijfmr.2023.v05i04.5953
DOI https://doi.org/10.36948/ijfmr.2023.v05i04.5953
Short DOI https://doi.org/gspcfp
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