International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

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Breaking the Glass Ceiling in Finance: An Empirical Analysis of Working Women’s Literacy in Kolkata

Author(s) Dr. Juin Ghosh Sarkar
Country India
Abstract Financial literacy has secured an indispensable role in the current scenario throughout the years due to the development of the new financial products, intricacy of the financial markets, information heterogeneity and changes in the economic factors. To understand, explore and to make use of the sophisticated financial products in the emerging financial markets, there is a need for every individual to have adequate financial literacy. In India where there are people who live on meagre income and strive hard to meet the two ends, there is immense need to maintain funds, manage them and save them for bad times. Women play a diversified role in daily life. From managing the household chores to monthly financial contributor as well as the role of manager of family income. Thus, there emerges the need to understand financial terms and conditions. So, financial awareness and proper idea about managing the finance turns out to be a prerequisite for each and every women in today’s world. This paper emphasizes on the financial understanding, awareness, inclusion among working women of Kolkata and their capability to manage the finance. It also focuses on their ability for financial analysis of risk and return, terms and policies for better management of funds.
Keywords Financial Literacy, Financial Inclusion, Working Women.
Field Sociology > Banking / Finance
Published In Volume 7, Issue 6, November-December 2025
Published On 2025-11-13
DOI https://doi.org/10.36948/ijfmr.2025.v07i06.60261
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E-ISSN 2582-2160
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