Impact of Platform Transparency on Investor Trust in Digital Chain Financial Models

Author(s)	Ms. SAHIDA KAPPOOR
Country	India
Abstract	The proliferation of digital money chain schemes- including cryptocurrencies, block chain-based financial platforms, peer-to-peer lending models, and multi-level financial networks has transformed the global financial ecosystem. These schemes promise decentralization, high returns, and financial inclusion, but they also raise serious concerns about trust, transparency, regulatory gaps, and potential exploitation. This study examines the impact of platform transparency on investor trust, with a focus on how disclosure practices, clarity of information, and visible transaction mechanisms influence investment confidence. Using a quantitative descriptive approach supported by existing empirical studies, the article highlights that transparency is a critical predictor of investor trust and acts as a barrier to perceived fraud risk. Practical implications for regulators, platform designers, and investors are discussed.
Keywords	Transparency, Investor Trust, Digital Chain Schemes, Digital Finance, Disclosure, Fraud Risk, Online Investment Platforms
Field	Arts
Published In	Volume 7, Issue 6, November-December 2025
Published On	2025-12-11
DOI	https://doi.org/10.36948/ijfmr.2025.v07i06.62716

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International Journal For Multidisciplinary Research