Financial Strain and Job Satisfaction as Predictors of Psychological Distress Among Mid-Age Professionals

Harshitha M.K; Gajalakshmi S

doi:10.36948/ijfmr.2025.v07i06.63306

Financial Strain and Job Satisfaction as Predictors of Psychological Distress Among Mid-Age Professionals

Author(s)	Ms. Harshitha M.K, Dr. Gajalakshmi S
Country	India
Abstract	This study examines the predictive nature of Financial strain and Job satisfaction on Psychological Distress among mid-age professionals. The study adopts a quantitative, cross-sectional, correlational design with a predictive approach. A sample of 129 white-collar professionals aged 35 to 55 years was recruited through purposive and snowball sampling techniques. Participants completed standardized instruments, including the CFPB-Financial Well-Being Scale(α = 0.89), the Minnesota Satisfaction Questionnaire-Short form(α = 0.85-0.91), and the Kessler Psychological Distress Scale - K10(α = 0.90). In order to obtain the results, Descriptive statistics - mean, frequency and Standard deviation, Inferential statistics - Correlation analysis and multi-linear regression were used. Financial strain was measured using the Financial Well-Being Scale, with lower scores indicating higher strain. Correlational analysis revealed that greater financial strain was significantly associated with higher psychological distress and lower job satisfaction, while higher job satisfaction was associated with lower psychological distress. Multiple regression analysis further demonstrated that the overall model was statistically significant. Within the model, job satisfaction emerged as a significant negative predictor, while financial strain showed a non significant trend toward predicting higher psychological distress when job satisfaction was included. These findings highlight the importance of both financial and occupational factors in influencing mental health, suggesting that interventions aimed at reducing financial strain and enhancing job satisfaction may help mitigate psychological distress among mid-age professionals.
Keywords	Financial strain, Job satisfaction, Psychological distress, Middle age
Field	Sociology > Philosophy / Psychology / Religion
Published In	Volume 7, Issue 6, November-December 2025
Published On	2025-12-15
DOI	https://doi.org/10.36948/ijfmr.2025.v07i06.63306

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Financial Strain and Job Satisfaction as Predictors of Psychological Distress Among Mid-Age Professionals

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