An International Perspective on the Role of Financial Technology as a Catalyst for Inclusion and Sustainable Development- a Conceptual Framework

Tejas Kumar N; S Rosaline Jayanthi

doi:10.36948/ijfmr.2025.v07i06.63505

An International Perspective on the Role of Financial Technology as a Catalyst for Inclusion and Sustainable Development- a Conceptual Framework

Author(s)	Mr. Tejas Kumar N, Dr. S Rosaline Jayanthi
Country	India
Abstract	The transformative significance of financial technology (fintech) in promoting sustainable and inclusive development is examined in this conceptual paper from a global standpoint. Developing interest has been shown in fintech strength to address major global development issues like poverty, inequality and lack of access to financing activities as it continues to transform financial services. When fintech developments are in line with the Sustainable Development Goals (SDGs) of the UN, especially those relating to gender equality, financial inclusion, economic empowerment, Industry, Innovation and Infrastructure, fintech becomes a vital tool for promoting equitable development. This study offers a conceptual framework that shows how fintech applications like digital credit, mobile banking, block chain-based and SME loan access solutions help fulfil particular SDGs and also compare the percentage of financial inclusion among selected countries. Addition to it showcases global case studies that present a variety of fintech approaches from both industrialization and emerging economies. The data is gathered using both Qualitative and Quantitative data from world bank global index, IMF Report and GSMA Mobile money metrics Source, to analysis the financial inclusion among different selected companies. Despite its potential and constraints for the widespread adoption of Fintech Inclusion. It also includes issues data privacy problem, digital disparities and regulatory fragmentation. In order to increase the global access of fintech services for development, this study concludes with conceptual framework of fintech innovation impacts on Sustainable development goals. Through a global perspective, this study elaborates how important cross-border collaboration by using fintech as a driver of equitable and sustainable development growth.
Keywords	Keywords: Sustainable Development Goals, Financial Services, Financial Inclusion, Financial Technology, Case studies on Fintech, International Viewpoint.
Field	Sociology > Banking / Finance
Published In	Volume 7, Issue 6, November-December 2025
Published On	2025-12-14
DOI	https://doi.org/10.36948/ijfmr.2025.v07i06.63505

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An International Perspective on the Role of Financial Technology as a Catalyst for Inclusion and Sustainable Development- a Conceptual Framework

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