A Study on the Influence of Artificial Intelligence (AI) on Financial Literacy among College Students

Author(s)	Ms. Swathi S .
Country	India
Abstract	Financial literacy is a critical competency for young adults, particularly college students, who are beginning to manage personal finances and make independent financial decisions. The emergence of Artificial Intelligence (AI) has introduced innovative tools such as robo-advisors, AI-powered financial learning platforms, chatbots, and digital budgeting applications, which aim to simplify financial education. This project proposes to examine the influence of AI on financial literacy among college students, focusing on awareness, adoption, and effectiveness. Using both primary and secondary data, the study will assess whether AI significantly enhances students’ financial knowledge, attitudes, and decision-making. The results are expected to provide valuable insights for educators, policymakers, and financial institutions in designing AI-enabled financial literacy programs tailored to youth.
Field	Mathematics > Economy / Commerce
Published In	Volume 7, Issue 6, November-December 2025
Published On	2025-12-31
DOI	https://doi.org/10.36948/ijfmr.2025.v07i06.65008

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