International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

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Social Protection for Farmers: The Role of MSP and Crop Insurance in Jharkhand

Author(s) Ms. Shabana Bano, Dr. M.N. Zubairi
Country India
Abstract Agriculture in Jharkhand is largely characterized by small and marginal farmers who face persistent risks arising from price fluctuations, climatic uncertainty, and weak market infrastructure. In the post–New Economic Policy (NEP) era, mechanisms such as the Minimum Support Price (MSP) and crop insurance, particularly the Pradhan Mantri Fasal Bima Yojana (PMFBY), have emerged as key instruments of social protection for the farming community. This study examines the effectiveness of MSP and crop insurance in providing income stability and risk protection to farmers in Jharkhand, with a specific focus on paddy cultivation. Using secondary data from government sources and policy reports, the study analyses trends in procurement, insurance coverage, and farmer outcomes at the state and district levels. The findings indicate that while MSP and PMFBY have helped reduce extreme distress in certain contexts, their impact remains uneven due to infrastructural gaps, administrative delays, and limited integration. The study highlights the need for a more coordinated, transparent, and farmer-centric social protection framework to enhance agricultural resilience in Jharkhand.
Keywords Agriculture, Jharkhand, Minimum Support Price (MSP), PMFBY, New Economic Policy (NEP), Social Protection.
Field Mathematics > Economy / Commerce
Published In Volume 7, Issue 6, November-December 2025
Published On 2025-12-31
DOI https://doi.org/10.36948/ijfmr.2025.v07i06.65301
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E-ISSN 2582-2160
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