International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

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Challenges Faced by Senior Citizens in Getting Health Insurance

Author(s) Ms. Sneha Sawant, Mr. Rahul Rajpara
Country India
Abstract This study explores the challenges faced by senior citizens in accessing health insurance in India, where digital platforms and fintech solutions are transforming the healthcare landscape. Through surveys and interviews, it uncovers barriers such as digital literacy gaps, limited awareness about insurance products, and complex claims processes. The study highlights the potential of digital inclusion and simplified processes to increase health insurance uptake among senior citizens, offering insights for insurers and policymakers to create more accessible and inclusive products, ultimately ensuring better healthcare for India's ageing population.
Keywords Health insurance, senior citizens, digital inclusion, fintech.
Published In Volume 7, Issue 6, November-December 2025
Published On 2025-12-25
DOI https://doi.org/10.36948/ijfmr.2025.v07i06.65957
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E-ISSN 2582-2160
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