Challenges Faced by Senior Citizens in Getting Health Insurance

Author(s)	Ms. Sneha Sawant, Mr. Rahul Rajpara
Country	India
Abstract	This study explores the challenges faced by senior citizens in accessing health insurance in India, where digital platforms and fintech solutions are transforming the healthcare landscape. Through surveys and interviews, it uncovers barriers such as digital literacy gaps, limited awareness about insurance products, and complex claims processes. The study highlights the potential of digital inclusion and simplified processes to increase health insurance uptake among senior citizens, offering insights for insurers and policymakers to create more accessible and inclusive products, ultimately ensuring better healthcare for India's ageing population.
Keywords	Health insurance, senior citizens, digital inclusion, fintech.
Published In	Volume 7, Issue 6, November-December 2025
Published On	2025-12-25
DOI	https://doi.org/10.36948/ijfmr.2025.v07i06.65957

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