International Journal For Multidisciplinary Research

E-ISSN: 2582-2160     Impact Factor: 9.24

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 8, Issue 2 (March-April 2026) Submit your research before last 3 days of April to publish your research paper in the issue of March-April.

Agricultural Credit and Farm Productivity An Economic Analysis of Haryana

Author(s) Ms. Rachna Malik, Dr. Sangeeta Chaudhary
Country India
Abstract Agricultural credit is a crucial input in improving farm productivity and ensuring food security. This paper investigates the relationship between agricultural loans and farm productivity in Haryana, India, using primary and secondary data sources. It analyzes how access to institutional credit influences the productivity of small and marginal farmers. The study finds that agricultural loans positively impact productivity through improved access to seeds, fertilizers, irrigation facilities, and machinery. However, constraints such as loan defaults, bureaucratic hurdles, and misuse of funds limit the full potential of credit in enhancing agricultural performance.
Keywords Agricultural loan, Farm productivity, Institutional credit, Rural finance
Field Sociology > Administration / Law / Management
Published In Volume 8, Issue 1, January-February 2026
Published On 2026-02-15
DOI https://doi.org/10.36948/ijfmr.2026.v08i01.66328

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