International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

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“Digital Payment Adoption and Its Impact on Online Retail: Secondary Evidence”

Author(s) Mr. Mallikarjun Ghenappa Harale
Country India
Abstract The rapid adoption of digital payment systems such as UPI, mobile wallets, and online banking has significantly supported the growth of online retail by improving transaction speed, convenience, and consumer trust. In India, government initiatives and fintech innovation have accelerated cashless transactions, making digital payments a key driver of e-commerce expansion.
Keywords Digital Payments, Online Retail, E-Commerce, UPI, FinTech, Cashless Economy, Consumer Behaviour, Secondary Data.
Published In Volume 8, Issue 1, January-February 2026
Published On 2026-02-04
DOI https://doi.org/10.36948/ijfmr.2026.v08i01.68024
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