International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

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Volume 8 Issue 2
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Digital Financial Inclusion among Women Entrepreneurs: Challenges and Opportunities in Southern Rajasthan

Author(s) Poonam Saini, Dr. Mukesh Mathur, Arjun Khateek
Country India
Abstract This study explores the current landscape of digital financial inclusion among women entrepreneurs in Southern Rajasthan, focusing on the practical challenges they face and the opportunities digital platforms offer. The expansion of digital financial services has created more opportunities for women-led businesses, particularly in rural and semi-urban regions. However, the shift from traditional to digital systems comes with its own set of challenges. Based on primary data collected through structured Likert-scale responses, the study reveals that women entrepreneurs often face hurdles such as low digital literacy, limited access to smartphones or other devices, unreliable internet connections, and concerns about transaction security. Despite these obstacles, many respondents acknowledge the advantages of mobile banking, including quicker transactions, improved market access, and greater financial independence through digital platforms. The study highlights the influence of sociocultural and infrastructure factors on digital inclusion and explores whether perceptions differ by location. While the government is asked to enhance infrastructure, simplify digital tools, and promote inclusive legislation, recommendations are made for female entrepreneurs to build digital confidence gradually. The outcome emphasises the need for a supportive environment that encourages women to embrace and sustain digital financial practices, making inclusion not only possible but also compelling.
Keywords Financial Inclusion, Women Entrepreneurs, Challenges And Opportunities
Field Business Administration
Published In Volume 8, Issue 1, January-February 2026
Published On 2026-02-27
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E-ISSN 2582-2160
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IJFMR DOI prefix is
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