International Journal For Multidisciplinary Research

E-ISSN: 2582-2160     Impact Factor: 9.24

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 8, Issue 2 (March-April 2026) Submit your research before last 3 days of April to publish your research paper in the issue of March-April.

Strategic Dynamics in the Indian Banking Sector: An In-depth Analysis of Mergers and Acquisitions for Sustainable Economic Growth

Author(s) Prasansha Singh, Prof. Rajeev Shukla
Country India
Abstract One of the main components of a robust economy is an effective and stable banking system. India's unique geographic, social, and economic characteristics set it apart from other Asian nations in terms of banking systems. The banking sector contributes significantly to the Indian economy by obtaining deposits from all socioeconomic sectors and making timely loans to all of them. In India, commercial banks facilitate equitable regional development by furnishing the necessary financial resources and infrastructure to underserved areas. Additionally, they motivate people to save their money and invest it in productive ventures, which promotes economic growth and greatly improves employment opportunities. The banking sector in India is growing rapidly in recent years, changing its structure through mergers and acquisitions. Its main goals are to maintain strong financial health, manage the increase in non-performing assets or bad loans, upgrade technology, and guarantee greater scale efficiency. Investigating the operation of notable mergers and acquisitions in the Indian banking industry is the aim of this study. It is imperative that the Indian banking system be integrated through mergers and acquisitions that are motivated by business strategies and considerations. The merging of banks fosters global expansion and heightened synergy, allowing larger financial institutions to acquire distressed assets from their smaller counterparts. The current study adopts this approach so as to better understand the rationale behind bank mergers and acquisitions, and also the consequences of these transactions on the equity shares of shareholders' capital and the participating banks' financial performance.
Keywords Mergers and Acquisitions, Indian Banking Sector, Stakeholders, Equity Shares, Synergy, Financial Performance.
Field Sociology > Banking / Finance
Published In Volume 8, Issue 2, March-April 2026
Published On 2026-03-14
DOI https://doi.org/10.36948/ijfmr.2026.v08i02.71413

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