Contribution of Primary Agricultural Cooperative Credit Society to Rural Financial Inclusion in Tamil Nadu

Author(s)	Mr. G. VIGNESH WARAN, Dr K. Ravichandran
Country	India
Abstract	Financial inclusion plays a crucial role in rural economic development by providing access to affordable financial services. Primary Agricultural Cooperative Credit Societies (PACCS) are important institutions that support rural financial inclusion in Tamil Nadu by providing credit facilities to farmers and rural householders. This study examines PACCS's contribution to promoting financial inclusion through the distribution of short- and medium-term loans. The study analyses loan trends, outstanding balances, collection performance, and overdue amounts over the years. The results show that PACCS play a vital role in meeting farmers' credit needs and reducing their dependence on informal sources of finance.
Keywords	Financial Inclusion, Rural Development, and Primary Agricultural Cooperative Credit Societies.
Published In	Volume 8, Issue 2, March-April 2026
Published On	2026-04-09

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