Artificial Intelligence and Fintech for Sustainable Financial Management

Author(s)	Mr. GEETANSH MALHOTRA, Prof. Dr. SEEMA GHANGHAS
Country	India
Abstract	The convergence of Artificial Intelligence (AI) and Financial Technology (FinTech) has significantly transformed financial systems, offering innovative solutions for sustainable financial management. This paper examines how AI and FinTech contribute to environmental, social, and governance (ESG) goals, enhance financial inclusion, and improve resource allocation efficiency. The study adopts a conceptual approach supported by recent empirical findings to analyze the role of digital finance in promoting sustainability. It further identifies challenges such as regulatory gaps, ethical concerns, and data privacy risks. The findings suggest that while AI and FinTech have strong potential to drive sustainable finance, effective governance and policy frameworks are essential for long-term impact
Keywords	Artificial Intelligence, FinTech, Sustainable Finance, ESG, Financial Inclusion
Field	Sociology > Administration / Law / Management
Published In	Volume 8, Issue 2, March-April 2026
Published On	2026-04-24

About IJFMR Fees & Payment Current Issue Publication Archive	Submit Research Paper Track Submission Status Publication Guidelines Publication Ethics Peer Review & Plagiarism	Join as a Reviewer Editors & Reviewers Reviewer Referral Program Get Reviewer Membership Certi.	Website/Journal Policies Usage Policy Content Policies Privacy Policy

Contact Us		+91-9687-828-838	editor@ijfmr.com

International Journal For Multidisciplinary Research