SmartFinance: An Intelligent Personal Finance Framework Using Explainable Anomaly Detection, Time-Series Forecasting, and Goal-Contextual Advisory

Malavika Unni V E; Jency Jose

doi:10.36948/ijfmr.2026.v08i03.76786

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SmartFinance: An Intelligent Personal Finance Framework Using Explainable Anomaly Detection, Time-Series Forecasting, and Goal-Contextual Advisory

Author(s)	Ms. Malavika Unni V E, Ms. Jency Jose
Country	India
Abstract	SmartFinance is a web-based financial intelligence system that combines anomaly detection, time-series forecasting, and explainable AI to analyze user spending behavior and predict future expenses. By integrating goal-oriented insights with interpretable models, it enhances user understanding and supports more informed financial decision-making.
Keywords	Explainable AI (XAI), Personal Finance, Anomaly Detection, Isolation Forest, SHAP, Machine Learning, Goal-Aware Advisory, Spending Persona, FinTech
Field	Computer > Data / Information
Published In	Volume 8, Issue 3, May-June 2026
Published On	2026-05-01
DOI	https://doi.org/10.36948/ijfmr.2026.v08i03.76786

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SmartFinance: An Intelligent Personal Finance Framework Using Explainable Anomaly Detection, Time-Series Forecasting, and Goal-Contextual Advisory

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