Adoption of Digital Payment: An Empirical Evidence from Rural Households in Haripad Municipality

Author(s)	Ms. Sheeja S.
Country	India
Abstract	Abstract The rapid growth of digital payment systems has transformed financial transactions across India, especially after demonetization and increased smartphone penetration. This study examines the adoption of digital payment methods among rural households in Haripad Municipality, Alappuzha district. Using a sample of 100 respondents, the study analyzes awareness, usage patterns, preferences, and challenges associated with digital payments. The findings indicate that while awareness is relatively high, actual usage varies due to factors such as digital literacy, trust, and infrastructure constraints.
Keywords	Keywords: Digital Payment, Financial Inclusion, Rural Households, UPI, Digital Literacy, Cashless Economy, Adoption Behaviour
Field	Sociology > Economics
Published In	Volume 8, Issue 3, May-June 2026
Published On	2026-05-09

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