International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

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A Comparative Study on Investment Patterns of Working Women in Public and Private Sectors with Special Reference to Bangalore City

Author(s) Ms. Deepika G R, Dr. Naveen Naveen S
Country India
Abstract Abstract
Investment behaviour plays a vital role in achieving financial stability and long-term economic security among working women. In recent years, women have become increasingly aware of various investment opportunities due to rising income levels, educational advancement, and technological development. However, investment preferences differ significantly based on employment sector, financial literacy, income level, and risk-bearing capacity. The present study focuses on analysing and comparing the investment patterns of working women employed in public and private sector organizations in Bangalore City. The study is descriptive and analytical in nature. Primary data were collected through structured questionnaires from 120 respondents selected through convenience sampling. Secondary data were collected from journals, books, government reports, websites, and financial publications. The findings reveal that women employees in the public sector prefer safer investment avenues such as fixed deposits, provident funds, and insurance, whereas private sector employees show greater interest in mutual funds, equities, and digital investment platforms. The study concludes that financial literacy, income level, technological awareness, and risk tolerance significantly influence investment behaviour among working women.
Keywords Keywords: Investment Pattern, Working Women, Public Sector, Private Sector, Financial Literacy, Bangalore City
Published In Volume 8, Issue 3, May-June 2026
Published On 2026-05-14
DOI https://doi.org/10.36948/ijfmr.2026.v08i03.78448
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E-ISSN 2582-2160
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