Socio-Economic Empowerment of Women through AI-Enabled Microfinance Services: Evidence from Mysore District

Author(s)	Mr. Ganesh Rajapure, Ms. Anitha K R, Dr. Licy K G
Country	India
Abstract	The present study examines the socio-economic empowerment of women through AI-enabled microfinance services in the Mysore district. Recent studies on microfinance and women's empowerment indicate that digital financial technologies and artificial intelligence (AI) have significantly improved financial inclusion, credit accessibility, entrepreneurial development, and decision-making capacity among women. AI-based microfinance systems assist in credit assessment, personalized financial guidance, digital payments, and efficient loan disbursement, thereby reducing dependence on informal lending sources. Previous research on Self-Help Groups (SHGs) and microfinance in Karnataka and other parts of India highlights that women beneficiaries experienced increased income, savings habits, self-employment opportunities, and greater participation in household and community decisions.
Keywords	AI, Microfinance, Women Empowerment, Digital Finance.
Field	Sociology > Banking / Finance
Published In	Volume 8, Issue 4, July-August 2026
Published On	2026-07-04

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