Women Entrepreneurs in Andhra Pradesh Through Micro Finance: Opportunities and Developmental Impact

Pyditalli Duppada

doi:10.36948/ijfmr.2026.v08i02.80943

Women Entrepreneurs in Andhra Pradesh Through Micro Finance: Opportunities and Developmental Impact

Author(s)	Dr. Pyditalli Duppada
Country	India
Abstract	The Government of India has defined women entrepreneurship as “an enterprise owned and controlled by women having a minimum financial interest of 51 per cent of the capital and giving at least 51 per cent of the employment generated in the enterprise to women. Microfinance has emerged as an effective financial tool for promoting entrepreneurship among marginalized populations, particularly women. women and entrepreneurship are increasingly recognized as key players in economic growth and development. Women entrepreneur, besides playing a positive role in the sphere job creation and innovation, also contribute towards empowerment of women. Women entrepreneurship in Andhra Pradesh has gained significant momentum over the past few decades, particularly in rural areas. Over the past decades, Micro finance institutions is considered notably to women empowerment by giving them short-term, medium-term and long-term loan through Self-Help Groups (SHGs). This paper explores the factors influencing women’s participation in entrepreneurial activities, with special emphasis on the role of Self-Help Groups, microfinance, and skill development initiatives. By examining selected case situations and secondary data, the study highlights key opportunities, persistent challenges, and the broader socio-economic impact of women-led enterprises. The findings indicate that while institutional support systems have enabled many women to start businesses, barriers such as limited market access and financial constraints still need to be addressed. Rural women entrepreneurs face additional challenges, including limited business skills, market access, and technology gaps, compounded by a lack of mentorship and networking. Streamlining support through credit linkages, sensitizing bankers, and efficient delivery mechanisms is essential. Cost-effective strategies, such as raising awareness, providing skill training, and improving access to government benefits, can empower women entrepreneurs effectively.
Keywords	Women Entrepreneurship, Micro Finance, Economic Development, SHG’s.
Published In	Volume 8, Issue 2, March-April 2026
Published On	2026-03-30
DOI	https://doi.org/10.36948/ijfmr.2026.v08i02.80943

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Women Entrepreneurs in Andhra Pradesh Through Micro Finance: Opportunities and Developmental Impact

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