International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 8, Issue 4 (July-August 2026) Submit your research before last 3 days of August to publish your research paper in the issue of July-August.
Submit Research Paper Join as a Reviewer

Plagiarism is checked by the leading plagiarism checker TurnItIn

Call for Paper

Volume 8 Issue 4
July-August 2026

Submit your research paper

Indexing Partners
Academia Advanced Sciences Index Bielefeld Academic Search Engine CiteSeer DRJI Google Scholar Independent Search Engine & Directory Network ISI (International Scientific Indexing) Issuu Mendeley Research Networks
RefSeek ResearcherId - Thomson Reuters ResearchGate Scirus Scribd Semantic Scholar UTeM - Universiti Teknikal Malaysia Melaka Wiki for Call for Papers WorldCat Zenodo

Artificial Intelligence and Digitalization in Financial Operations Management: A Conceptual Framework for Value Creation, Risk Mitigation, and Organizational Transformation

Author(s) Ms. Shweta Rawat
Country India
Abstract The rapid diffusion of artificial intelligence (AI), robotic process automation, blockchain, and advanced data analytics is reshaping how organizations manage financial operations, including treasury management, financial planning and analysis, accounts payable and receivable, audit and compliance, and risk management. While prior research has examined the adoption of individual digital technologies in isolated financial functions, a holistic conceptual framework that integrates these technologies within the broader financial operations management (FOM) ecosystem remains underdeveloped. This paper develops a conceptual framework that synthesizes the existing literature on AI-enabled digital transformation in financial operations, drawing on the resource-based view, dynamic capabilities theory, and technology-organization-environment (TOE) framework. The framework identifies four interrelated dimensions through which AI and digitalization influence financial operations management: process automation and efficiency, decision-support and predictive analytics, risk management and regulatory compliance, and organizational and human capital transformation. The paper further discusses key enablers and barriers to adoption, including data governance, organizational readiness, employee skill gaps, and ethical and regulatory considerations. The proposed framework offers theoretical contributions by integrating fragmented streams of research into a unified model, and offers practical implications for finance managers, operations leaders, and policymakers seeking to design effective digital transformation strategies. The paper concludes with propositions for future empirical research and a research agenda for scholars in management, finance, and operations.
Keywords Artificial Intelligence (AI), Financial Investment, Risk Management
Field Business Administration
Published In Volume 8, Issue 3, May-June 2026
Published On 2026-06-14
DOI https://doi.org/10.36948/ijfmr.2026.v08i03.81413
View / Download PDF File

Share this



E-ISSN 2582-2160
CrossRef

CrossRef DOI prefix of IJFMR is 10.36948/ijfmr

Downloads
Research Paper Format Copyright Permission Form and Undertaking Form

All research papers published on this website are licensed under Creative Commons Attribution-ShareAlike 4.0 International License, and all rights belong to their respective authors/researchers.

CC-BY-SA Open Access

About IJFMR
Fees & Payment
Current Issue
Publication Archive 		Submit Research Paper
Track Submission Status
Publication Guidelines
Publication Ethics
Peer Review & Plagiarism 		Join as a Reviewer
Editors & Reviewers
Reviewer Referral Program
Get Reviewer Membership Certi. 		Website/Journal Policies
Usage Policy
Content Policies
Privacy Policy
Contact Us +91-9687-828-838 editor@ijfmr.com
Powered by Sky Research Publication and Journals