Factors Influencing Digital Payment Adoption

Author(s)	Megha Paragbhai Shah
Country	India
Abstract	This paper discusses the result of the study which was conducted to find out the factors influencing digital payment adoption. The data was collected from 34 respondents by means of structured questionnaire. The result demonstrate that almost all the respondents uses digital payment options and are also aware about different options available in the market because they found it convenient, speedy, easy to use etc, only one person don’t use this method because he/she fear privacy concern, fear of fraud. Overall the result is positive. But since the data is based on small sample size there may be chances that still many people might not be using digital payment options yet so government, banks, financial institutions should keep on promoting about advantages, different options about digital payment so more people become aware about it.
Published In	Volume 8, Issue 4, July-August 2026
Published On	2026-07-28

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International Journal For Multidisciplinary Research