International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 8, Issue 5 (September-October 2026) Submit your research before last 3 days of October to publish your research paper in the issue of September-October.

Comparative Analysis of Islamic Banking (Shahjalal Islami Bank) and Conventional Banking (Brac Bank) in Bangladesh: Profitability, Stability, and Risk Management

Author(s) Mr. Md Arif Hossain Sheikh
Country United Kingdom
Abstract The comparative analysis of profitability, financial stability, risk management of Shahjalal Islami Bank PLC. (SJIBL) and Brac Bank PLC. (BBL) are crucial part for this research study due to the measurement of current scenarios banking systems in Bangladesh to enhance positive image to the customers. The core objectives of this research are to scrutinize critically to measure profitability by analysis financial performance, financial solvency, and risk mitigating strategy regarding Islamic and Conventional banking system in the market. The mixed method approach has been used for this research by collecting data from secondary sources as well as financial ratios analysis to find out financial performance and position of both banks. The findings of this study are observed that the Conventional banking is superior rather than Islamic banking in case of liquidity, profitability, risk management measure by analysis net profit margin, liquidity coverage ratio, return on assets and equity, as well as capital adequacy ratio in Bangladesh perspective. The regulatory authority of Bangladesh Bank also imposed guidelines for maintaining financial performance of both banks to sustain in the market.
Keywords Profitability, Stability, Risk Management, Comparison, Conventional Vs. Islamic Bank
Field Business Administration
Published In Volume 8, Issue 5, September-October 2026
Published On 2026-10-10
DOI https://doi.org/10.36948/ijfmr.2026.v08i05.89262

Share this