“ Impact of Digital Currencies and Financial Inclusion in Developing Economies with special reference to Uttar Pradesh”

Author(s)	Mr. Pranjal Singh
Country	India
Abstract	This study examines the impact of Digital Currencies and financial inclusion with special reference to Uttar Pradesh. It highlights how Digital Payment System (UPI,Prepaid Cards,Net Banking Apps) are promoting savings and investment opportunities. The research finds a strong correlation between the growing use of digital currencies and the improvement of financial inclusion (Simplified KYC norms ,Branch and Banking Outlet Expansion) helping in reducing the gap between bank and unbanked communities of Uttar Pradesh.
Keywords	Digital Currencies ,Financial Inclusion ,Deeveloping Economies, Digital Payments, Banking Outlet Expansion.
Published In	Volume 8, Issue 5, September-October 2026
Published On	2026-10-13

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