International Journal For Multidisciplinary Research

E-ISSN: 2582-2160   •   Impact Factor: 9.24

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Volume 7 Issue 3
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A STUDY ON INVESTMENT AWARENESS AMONG TEACHERS WITH SPECIAL REFERENCE TO SAHARANPUR (U.P.)

Author(s) Ms. Vishakha Pundir, Ms. Saniya Rao
Country India
Abstract This study investigates the level of investment awareness among teachers, focusing on their understanding, attitudes, and practices related to personal finance. Key areas examined include differences between savings and investments, goal-oriented financial planning, risk-return comprehension, and information sources on investments. The research identifies major barriers such as insufficient knowledge, fear of financial risks, limited funds, and dependence on informal guidance. Using descriptive statistics like frequency and percentage, findings show that while many teachers possess moderate awareness, notable gaps exist, especially regarding complex financial instruments and planning strategies. The study emphasizes the need for ongoing financial education through targeted workshops, seminars, and digital tools. It also recommends policy support and integration of financial literacy into teacher training to promote better financial decision-making. These insights aim to improve teachers’ long-term financial well-being and inform future initiatives in financial education.
Keywords Investment awareness, financial literacy, teachers, personal finance, risk and return, financial planning, financial education, digital tools, economic security, financial decision-making.
Field Mathematics > Economy / Commerce
Published In Volume 7, Issue 3, May-June 2025
Published On 2025-06-05
DOI https://doi.org/10.36948/ijfmr.2025.v07i03.47088
Short DOI https://doi.org/g9pzvj
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